White House Reviews Final Rule to Permit Crypto in 401(k) Plans
The Department of Labor’s safe‑harbor rule for adding crypto and other alternative assets to 401(k) retirement plans has entered its final White House review stage.
Welcome to this week’s roundup, where we dive into the XRP Ledger vote, market turbulence and new retirement‑plan possibilities.

The XRP Ledger’s Lending Protocol amendment has secured 21 of 35 validator votes, moving eight votes away from the supermajority needed to start the two‑week activation period.
Read full storyThe Department of Labor’s safe‑harbor rule for adding crypto and other alternative assets to 401(k) retirement plans has entered its final White House review stage.
The Nasdaq 100 shed a record $2.3 trillion in market value on Tuesday, driven by a sharp AI‑stock decline and a 70% jump in the VIX.
FinCEN and the Federal Reserve withdrew their 2020 plan to lower the cross‑border crypto reporting threshold from $3,000 to $250, keeping current rules unchanged.
The CFTC issued new guidance demanding federally regulated prediction markets end state‑by‑state access restrictions or justify why they cannot, amid recent court‑ordered blocks on Kalshi.
Learn the basics of crypto exchanges, from order books and fee structures to how custodial and non‑custodial models keep your assets safe.